Pour Over Last Will & Testament we use with a modern Arizona
living trust portfolio is in the same format as any other Last
Will. The main difference is that
is normally just a few pages, since almost all of the terms and
conditions relating to your estate are contained in your trust
document. In other words, the assets the Will will actually
control in most cases, will be only very small bank accounts or
low valued personal property such as an older car, etc.
Being careful not to exceed
the Arizona $50,000 limit on personal property and $75,000 limit
on real (your real estate) property, some chose to keep lower
valued assets out of trust until death. At your death, anything
kept out of the trust upon will "pour-in" at your death with
this instrument, even if your estate is still required to go
through probate. (which means either your financial advisor or
you didn't properly fund your trust)
The POLWT also has a few
other purposes beyond being a safety net for the trust estate
that get legal in nature. You can rest assured that it is an
important and necessary document that belongs in your trust
The data worksheet will
give you all the guidance you need to give us the additional
information for creating your Pour Over - Last Will &
POLWT - ORDERING
Cost of the professionally prepared
Arizona Pour Over Last Will & Testament Instrument:
Single or Married: $
60.00 each (special pricing may apply)
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U.S. citizens are concerned about the
financial crisis we have in our country. They can easily see
by watching evening news stories, what is happening abroad
could easily happen here. Some feel, sooner or later, a
financial storm is going to blow into this country.
With the increase in food prices obvious now, and knowing it
will be exacerbated more by lost crop production due to the
floods and storms the country has recently experienced.
One thing is for sure. Printing paper money
with nothing to back it up and monetizing the debt in this
way will only result in the same negative results as
countries that have tried it in the past. All have failed.
There aren't any success stories!
They say insanity is defined as
"repeating the same pattern over and over and expecting
Just like writing checks in your bank
account and exceeding the limits of your bank balance would
not result favorably for you, nothing is different when the
U.S. government basically does the very same thing.
You can hide your head in the sand and
ignore this important development which many feel is beyond
the point of no return (because they keep spending more than
they take in). The current national debt service alone is a
challenge just to pay interest only -- and may soon become
When "defaults" on U.S. debts and
obligations take place,(remember the full faith and credit
statement?) there will be a run on banks and insurance
companies like you have never seen in your lifetime. It will
exceed anything from the great depression because the U.S.
population and financial numbers are so much larger than
anytime in the past history of our country!
Will another financial crisis similar
to the 2008 crisis happen again?
Our firm can not say for sure as no one
knows for sure what the future holds.
Can I be prepared, just in case it
Yes you can. And converting some of your
estate assets into physical gold (and other precious metals)
can help offset a fast declining dollar. Devaluation of
paper money happens when a country wrongly chooses to
monetize it's debt and print money foolishly with nothing to
back it up. The end result could leave you with very little
purchasing power during an economic Tsunami. Some say one is
already heading our way...
You can also convert paper dollars into real
property (physical ownership of real estate such as
bare lots, farm land, rental properties, etc.) so that your
values do not depreciate as much as leaving them in paper
currency. Our firm can again assist in that area.
Who can I discuss this with in
confidence to see if alternative investing in precious
metals or physical real estate is for me?
Obviously, we are up for the task and hope
you choose us. We offer so much more than a typical online
or TV salesman hawking gold sales. Our firm offers insurance
brokerage, IRA consulting, real estate sales, precious
metals sales, certified legal document preparation and
estate settlement. And we are also an accounting/tax
consulting firm! The knowledge factor is extreme and you
will appreciate knowing we fully understand the legal and
tax ramifications involved when you convert some of your
paper assets into what is called "hard" assets.
If you want a free, no obligation sit down
chat to discuss this area of financial and estate planning,
please contact us at:
1-800-782-2806 (out of the Valley)
(480) 345-1616 (Phoenix Metro Area)
sessions are also available at no charge with our firm
by online appointment.
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just click here:
Disclaimer: The information
contained on this site, though deemed reliable and accurate,
is solely the opinion and statements of the advisor
profiled. Therefore, it should be considered "general" in
nature and no action should be taken based on this
information until such time your specific situation and
circumstances can be reviewed and analyzed by competent and
qualified tax, insurance, legal, and/or other financial
advisors. This information is not intended, nor should be
construed as legal advice. FSI can not and will not give you
legal advice. If you need legal advice, we can refer you if
you desire and request it. Founded in 1990, FSI is a long-term Financial
Advisory and Arizona domiciled Corporation now providing services nationwide and in some foreign countries. Services
profiled herein are available unrestricted to Arizona residents.
Residents outside of Arizona are eligible for certain consulting services and to legal (lawyer) referrals by our firm when requested of us. For Arizona residents, communication with an Arizona Certified Legal Document
Preparer (AZCLDP) are private and confidential but are not
"privileged", such as they would be with an actual Lawyer.
Besides being a licensed Arizona Certified Legal Document Preparer, Mr. Anderson is also an Arizona
Professional Accountant/Consultant (soon to apply to the IRS as an enrolled agent) and licensed IRS registered tax preparer and ERO (Electronic Return Originator) agent/firm. He also is an Arizona licensed Professional (Realtor®)/consultant and a licensed Professional insurance agent and corporation for life, health or
annuity sales. Lastly, he and his firm is an appointed representative for Royal Metals Group as a Professional Precious Metals consultant and sales advisor.
which can be referenced or reviewed by clicking on the
highlighted text in this sentence above.
Corporate Member, Arizona Association of
Independent Paralegals / Mr. Anderson also serves on the
Advisory Board of Senior Advisor Magazine
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